American Continental Insurance Company (ACI) is an Aetna Company. They can provide you the security of a big time Medicare Supplement insurance company. For anyone looking for a company with a longstanding reputation that also offers the personal feel of a smaller company with competitive prices — then American Continental may be a great choice. Let’s look more into ACI and see if they’re a good fit for your Medigap needs.
American Continental Insurance Company (ACI) is located in Brentwood, Tennessee (not that far from Nashville). ACI was established in 2005 and became the 2nd official Aetna subsidiary and member in 2011. The Continental Life Insurance Company (CLI) was Aetna’s first member.
P.O. Box 981106
El Paso, TX 79998-1106
Phone:
1 (800) 264-4000
ACI has received the following grades from popular rating agencies:
American Continental Medicare Supplement plans help to pay your copays, Coinsurance , deductibles, as well as your other out-of-pocket health care costs. They are a highly recommended Medicare Supplement company.
An American Continental Medicare Supplement policy offers you the following:
What are the biggest advantages of buying an American Continental Medicare plan?
American Continental sells 5 Medigap plans:
*Medigap Plans may vary by state and insurance carrier. Please contact one of our licensed Medicare Supplement agents at (888) 411-1329 to check availability and rates in your area.
Here are the 3 most popular American Continental supplemental insurance plans:
As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020
Medicare
American Continental Supplemental Plan F has been the most popular Medigap plan. The reason is because Medigap Plan F provides the most complete coverage when comparing all of the Medigap supplement plans. With American Continental Plan F, you usually won’t come into a situation where you’ll experience out of pocket spending towards your Medicare Part A or Part B services.
| Medicare Supplement Benefits | Plan F Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or Copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A Hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A Deductible | Yes |
| Part B deductible | Yes |
| Part B Excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
American Continental Medicare Supplement Plan G is the 2nd most popular Medigap plan. American Continental Plan G provides all the coverage benefits of Plan F except for the Part B deductible. You’re responsible for paying for the Part B deductible.
Medigap Plan G is great for people who want to save money by simply paying the Part B deductible on their own. Plan G also has a pretty stable rate increase history.
| Medicare Supplement Benefits | Plan G Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A deductible | Yes |
| Part B deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
American Continental Medicare Supplement Plan N comes in 3rd place when looking at overall popularity. However, American Continental Plan N has become very popular recently because of the potential savings it can offer.
With Plan N, you’ll get help with all of the coverage gaps except for the Part B deductible, some copayments when visiting your doctor & emergency rooms, and your excess charges.
How Much American Continental Supplement Insurance Plans Cost?
Prices will vary in price depending on factors such as your gender, location, age, tobacco use and sometimes your health. To give you an idea of the costs of the most popular plans F, G, and N we can provide you a custom quote. Get started by comparing plans on this page.
To be eligible to buy a Medicare supplement insurance with American Continental or any other Medigap company you must be Medicare eligible and currently or pending enrollment in Original Medicare Part A and B.
REMEDIGAP has helped thousands of Medicare shoppers. Would you like help exploring your Medigap choices in your area? Contact us today and receive free unbiased help.
We’re independent licensed brokers that are committed to searching for a Medigap plan that fits your specific needs. You’ll never work with a pushy agent or get pressured to buy. We’re here to help educate and provide plan choices with the top companies available.
Call 1-888-411-1329 and have someone on your side today.
Michael Quinn is a seasoned Medicare insurance expert and licensed agent dedicated to simplifying the complexities of healthcare coverage. With over a decade of experience, he is a trusted advisor known for his compassionate guidance and commitment to empowering individuals. As the Cofounder of REMEDIGAP in 2013, Michael offers unbiased resources and personalized support to assist clients in making informed decisions.
His expertise has been recognized on reputable platforms such as USA Today and Nerdwallet, solidifying his reputation as a reliable and knowledgeable industry leader. With a Master's Degree in Communicative Disorders, Michael combines strong communication skills with a genuine passion for positively impacting lives through tailored insurance solutions.
Michael Quinn is a seasoned Medicare insurance expert and licensed agent dedicated to simplifying the complexities of healthcare coverage. With over a decade of experience, he is a trusted advisor known for his compassionate guidance and commitment to empowering individuals. As the Cofounder of REMEDIGAP in 2013, Michael offers unbiased resources and personalized support to assist clients in making informed decisions. His expertise has been recognized on reputable platforms such as USA Today and Nerdwallet, solidifying his reputation as a reliable and knowledgeable industry leader. With a Master’s Degree in Communicative Disorders, Michael combines strong communication skills with a genuine passion for positively impacting lives through tailored insurance solutions.
Written by Michael Quinn
Licensed Broker, REMEDIGAP Founder
Fact Checked by Joann Quinn
Chief Compliance Officer
As a licensed insurance broker, REMEDIGAP upholds the principles of integrity in our editorial standards and ensures transparency in how we receive compensation from our insurance partners.
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Fact Checked This article has been thoroughly reviewed by the author and third-party life insurance experts to ensure it adheres to our quality standards for accurate and honest advice. Learn more about our editorial standards.
This article has been thoroughly reviewed by the author and a licensed Medicare insurance expert to ensure our content adheres to the highest quality standards for accuracy and honest advice.
